Check 21 Act

This law took effect on October 28, 2004. It allows the recipient of the original paper check to create a digital version of the original check - called a "substitute check," thereby eliminating the need for further handling of the physical document.

Smarsh, Inc. assumes no liability for the accuracy or completeness of this information. Please consult with an attorney for specific information on specific rules and regulations and how they apply to your business.

Helpful Links:
The Government website for Check 21