State Recordkeeping Rules and Regulations for Mortgage & Lending
It is no secret the mortgage industry has very specific rules around recordkeeping for advertising materials. Federal regulations require mortgage brokers and lenders to keep all commercial communications or advertising for a period of two years, but each state takes a diverse approach to retaining social media and other electronic materials.
Mortgage advertising requirements divided into four general categories:
This interactive guide provides an overview of the varying state requirements for mortgage advertising, including social media. Click a state in the map below to see their unique recordkeeping requirements.